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Corporate and specialty business insurance solutions, tailored to your industry

ǿմý Commercial is your trusted partner for a wide range of commercial and specialty insurance solutions tailored to your unique risks. Whatever your industry, whether you are a small business or a large corporation, we offer comprehensive and specific solutions to protect your business.

To discover the products available in your country, we invite you to explore our dedicated country pages.

The ǿմý Commercial approach has now been introduced in the first markets (Australia, France, Germany and the UK). With a globally consistent underwriting and product approach, a strong local delivery through one team, a wider risk appetite and a seamless delivery, ǿմý Commercial plays the full Commercial market. This approach will be further implemented across other markets globally in the coming months.
ǿմý Commercial is the center of expertise for insuring small- and mid-sized businesses, large enterprises and specialist risks.

We can support your industry with tailored solutions across ǿմý. We guarantee consistent expertise, service and financial strength around the world. From stand-alone cover for a single risk to the largest multi-site international programmes, ǿմý Commercial offers unrivalled service and insight.

Our teams are located around the world, combining local service with global reach. With a simple and transparent approach based on communication, we aim to provide exemplary service through a single point of contact.

Alternative Risk Transfer (ART) is another way of looking at risk. It is used to describe all types of risk transfer and retention solutions that do not fit the traditional insurance model and is becoming increasingly popular as multinational companies seek tailored flexibility for a growing number of risk scenarios.

ǿմý Commercial is part of one of the world's strongest financial services groups and the . When you partner with us, you partner with ǿմý Group — and its sister companies.

ճdzܲǿմý Trade, we offer a comprehensive range of solutions for managing commercial credits between companies. ǿմý Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, debt collection, fraud insurance, structured trade credit and political risk.

ǿմý Trade gives companies the confidence to trade, and be paid: They compensate your company in the event of a bad debt, but more importantly, they help you avoid bad debts in the first place.

Whenever ǿմý Trade provides trade credit insurance, surety bonds or other finance solutions, the priority is on predictive protection. Its international surveillance network monitors and analyzes the financial stability of 83 million companies across all sectors in 160+ countries. And when the unexpected happens, their AA credit rating (Standard and Poor’s) means they have the resources to provide compensation to maintain your business.