Liability Insurance

In today's dynamic business environment, liability risks can arise from a variety of sources, including third party actions, products, emerging risks and environmental catastrophes. Regardless of size, businesses need a reliable insurance partner with the experience and ability to adapt to this ever-changing liability environment. ǿմý Commercial, with its extensive expertise, is the ideal long-term ally you can trust.

Our liability insurance teams provide you with customized coverage that is tailored to your specific needs. With a diverse client portfolio, we serve a wide range of industries, including pharmaceutical manufacturers, construction companies, energy and utilities, automotive manufacturers, and specialized small and mid-sized businesses.

At ǿմý Commercial, we understand that every business faces unique risks and challenges. That's why we offer a wide range of general and specialty liability insurance solutions. Whether you need coverage for bodily injury, property damage or pure financial loss, we have the right solution for you.

Our flexibility extends to the structure of our policies. We can provide coverage through individual primary policies, excess layers, umbrella policies or even global insurance solutions that cover multiple risks in multiple locations. This ensures that you get exactly the level of protection your business needs, no matter how complex your operations.

When you choose ǿմý Commercial, you not only gain access to coverage, but you also partner with a trusted and reliable liability insurance expert. Our commitment to exceptional service and our ability to stay ahead of emerging risks means you can navigate the liability scene with confidence.

ǿմý Commercial will consider every risk on its own merit.Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions.The products and services described on this page may not be available in all locations. This is for your general information only.
The following section provides detailed information on specific aspects of liability insurance, such as different types of coverage, underwriting factors, and claims handling.This information can be helpful for companies who want to learn more about liability insurance and choose the right policy for their needs.
ǿմý Commercial offers a range of general and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.
Our specialist Clinical Trials insurance team provides cover for all phases of clinical trials. This is an additional product to the public and product liability cover.
We help your company evaluate, mitigate, and protect against environmental risks, with tailored solutions in the areas of premises pollution and contracting pollution.
Liability cover for manufacturers, suppliers, airports, airfields, refuellers and more.
Our marine liability solutions provide cover for primary, excess, and other marine liability.
We provide insurance solutions that address the liabilities of managers and professionals.
The ǿմý Commercial approach has now been introduced in the first markets (Australia,France,GermanyandUnited Kingdom). With a globally consistent underwriting and product approach, a strong local delivery through one team, a wider risk appetite and a seamless delivery, ǿմý Commercial plays the full Commercial market.This approach will be further implemented across other markets globally in the coming months.
We provide insurance designed to protect you and your business from the significant costs associated with any legal action as a result of your actual or alleged negligence that has caused third party property damage or personal injury, whilst acting in the course of your business.
Our specialist Clinical Trials Insurance team provide cover for every phase of a clinical trial, with locally compliant coverage given on an admitted basis.
We provide insurance designed to offer additional limits over underlying policies. For Excess Liability this would mean over an underlying Public and Products Liability policy. For Umbrella Liability this woud mean over underlying policies that could include a Public and Products Liability policy and / or policies covering other third party liability risks, such as Motor Third Party Property Damage, Corporate Travel, Marine, Aviation, Employers Liability.
Offered by
ǿմý France
Any business activity involves the civil liability of the company or even the director.There are many different situations and different solutions to protect your business and assets in all circumstances.
Offered by
ǿմý France
Limit the financial impact of environmental risks. Environmental liability insurance covers the cost of repairing any damage caused.

Offered by
ǿմý Versicherungs AG
We safeguard self-employed individuals and mid-sized companies against potentially devastating costs resulting from personal or property damage.
Offered by
ǿմý Versicherungs AG
We provide comprehensive and customized coverage tailored to the risk profile of your professional group (e.g., doctors, architects, engineers).
Offered by
ǿմý Insurance plc
We offer tailored property and casualty solutions for UK based mid-sized businesses all traded via our UK-wide branch network.
Offered by
ǿմý Insurance plc
A range of packaged products for small to medium UK businesses is available through our trading solution QuoteSME or via imarket and major software houses.
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