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Solutions for Middle Market businesses

At ÐÇ¿Õ´«Ã½ Commercial, we are dedicated to providing underwriting, claims and risk consulting expertise for Middle Market businesses in the US. Our flexibility and expertise allows us to tailor solutions that meet your unique needs.
ÐÇ¿Õ´«Ã½ Commercial offers comprehensive solutions for durable goods manufacturing with primary focus on automotive, transportation and aviation parts (non-critical), electric & electrical equipment, fabricated metal products, furniture & fixtures, industrial & commercial machinery, and plastic products.
We understand the risks of owning and managing commercial property and offer coverage specifically tailored to the real estate industry. Our customized solutions help clients protect their assets, improve operations and control costs.
Wholesalers and distributors face a wide variety risks like managing stock, inventory and equipment. ÐÇ¿Õ´«Ã½ Commercial offers solutions for a wide-range of wholesalers and distributors of durable and imported goods.
Professional service providers such as lawyers, accountants and architects have unique insurance needs that require expertise and flexibility. ÐÇ¿Õ´«Ã½ Commercial offers solutions that fit the needs of these professionals so they can focus on what they do best.
Our deep expertise in the hospitality industry provides a broad range of coverage solutions for hotels, restaurants and country clubs. From food contamination to professional liability and E&O, ÐÇ¿Õ´«Ã½ Commercial will tailor solutions for the unique needs of the hospitality industry.
Whether your clients own the property, have insurable interest, or contractual responsibility, Property-Gard Pinnacle covers it. With broad coverage, flexible sub limits and deductible options, you can easily customize the policy terms to meet the individual needs of your client.
Businesses in the middle market space face liabilities every day. It’s important to have an insurance program in place that has enough coverage to protect your bottom line against unforeseen events and catastrophic loss. ÐÇ¿Õ´«Ã½ offers middle market umbrella & excess casualty solutions, with limits up to $35M USD (ventilated) that can help protect against long-tail risks and reduce coverage gaps.
Our broad suite of middle marketÌýproducts include:

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²Ñ²¹²Ô³Ü´Ú²¹³¦³Ù³Ü°ù¾±²Ô²µ:ÌýMetalworking, Plastic goods, Electronics & computer peripherals, Furniture & fixtures, Industrial & commercial machinery, Tier 2 automotive manufacturers Ìý Ìý
Restaurants:ÌýUpscale, Casual, Fine dining Ìý Ìý
Professional services:ÌýArchitects, Engineers, Lawyers Ìý Ìý
Wholesalers:ÌýDurable goods, Imported goods Ìý Ìý
Commercial real estate:ÌýRetail, Office, Industrial Ìý Ìý
Hotels:ÌýUpscale, Resorts, Full service, Boutique, Business class Ìý Ìý
Coverage Highlights:ÌýGeneral liability, Property, Automobile, Workers’ compensation, Umbrella/Excess, Inland marine, Global ambassador (DIC/DIL), Foreign exporters package Ìý Ìý
Attachment and Capacity deployment will vary based on industry and exposures

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²Ñ²¹²Ô³Ü´Ú²¹³¦³Ù³Ü°ù¾±²Ô²µ:ÌýMetalworking, Plastic goods, Electronics & computer peripherals, Furniture & fixtures, Industrial & Commercial Machinery, Tier 2 Automotive Manufacturers Ìý Ìý
Restaurants:ÌýUpscale, Casual, Fine dining, Family-Styled Ìý Ìý
Professional services:ÌýArchitects, Engineers, Lawyers Ìý Ìý
Wholesalers:ÌýDurable goods, Imported goods Ìý Ìý
Real estate:ÌýRetail, Office, Industrial, Commercial, Residential Ìý Ìý
Hotels:ÌýUpscale, Resorts, Full service, Boutique, Business class Ìý Ìý
Business Services:ÌýBusiness Consultants, Associations, Professional Services, Technology products Ìý Ìý
Financial Services:ÌýBanks, Insurance Ìý Ìý
Construction:ÌýCommercial & Industrial, General & Trade Contractors Ìý Ìý

ÐÇ¿Õ´«Ã½ CommercialÌýis part of one of the world's strongest financial services groups and theÌý.ÌýWhen you partner with us, you partner with ÐÇ¿Õ´«Ã½ Group - and its sister companies.

ÐÇ¿Õ´«Ã½ Trade is the global leader in trade credit insurance, providing companies the confidence to trade by securing their payments. ÐÇ¿Õ´«Ã½ Trade can compensate your company in the event of bad debt, but more importantly, help you avoid bad debt in the first place. Learn more by visiting their websiteor download their brochure below.

We know every business is unique.ÌýThere’s no 'one size fits all' approach.

ÐÇ¿Õ´«Ã½ Commercial is your trusted partner for a wide range of commercial and specialty insurance solutions tailored to your unique risks.ÌýWhatever your industry, whether you are a small business or a large corporation, we offer comprehensive and specific solutions to protect your business.

Through industry specialization, we are dedicated to providing underwriting expertise for each market.ÌýOur underwriting flexibility and local authority allows us to tailor solutions that meet the needs of your middle market clients.
Our Middle Market and Middle Market Property Specialist (MMPS) underwriters average more than 20 years of experience and are committed to providing creative, responsive service.
Claims are handled by adjusters and surveyors with years of hands-on middle market experience.
Our specially-trained consultants can help your clients take proactive measures to protect their businesses, assets, employees and patrons.

1. Cyber incidents (32%) - 2023 rank: 1 (31%)

2. Natural catastrophes (24%) - 2023 rank: 7 (15%)

3. Business interruption (23%) - 2023 rank: 3 (23%)