�ǿմ�ý Commercial in France

Welcome to �ǿմ�ý Commercial – your business insurance partner in France.

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�ǿմ�ý is committed to delivering exceptional commercial insurance solutions in France. As a trusted insurance company, we combine global expertise with local insights to manage your business risks effectively. Specializing in complex risk scenarios, we offer tailored solutions to meet your unique needs. As a global leader among insurance companies, we provide insurance plans for businesses of all sizes and proactive risk management services.

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Being part of �ǿմ�ý, the world's leading insurance brand, �ǿմ�ý Commercial has the capacity to deliver superior business insurance solutions. Explore our services and contact us for your specific insurance needs. We ensure the best protection for your business.

En français

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�ǿմ�ý Commercial offerings in France

This overview is for reference only. It does not detail the conditions, limitations or exclusions of��the cover.
Please see the policy wording for further details.

Alternative Risk Transfer
Aviation Insurance
Commercial Accident
Cyber Insurance
Entertainment Insurance
Financial Lines Insurance
Fine Art Insurance
Fleet
Liability Insurance
Marine & Transportation Insurance
Natural Resources & Construction Insurance
Property Insurance
Wine & Spirits Industry

Alternative Risk Transfer

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Alternative Risk Transfer

We develop customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide.

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Aviation Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Airlines Insurance

Since the early days of aviation, we've provided airline insurance to all types of operator, from cargo and low-cost airlines to major fleets and national flag carriers.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

General Aviation Insurance

We insure all types of general aviation risks: from single aircraft on a ‘private business and pleasure’ basis to the largest commercial fleets.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Aerospace Insurance

We provide tailored aerospace insurance to a wide range of clients, from��aerospace giants to small OEM suppliers and refuellers, covering all types of damage and liability.

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Commercial Accident

Offered by �ǿմ�ý France

Commercial Accident

We cover accidental death and disablement suffered by the insured's employees during their employment with the company.��It insures against various types of accidents under several circumstances (e.g. 24/7 cover, business travel, expat assignments).

Cyber Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Cyber Insurance |��Large businesses

We offer a range of products, from standalone cyber insurance to integreated coverage, safeguarding large organizations against digital threats and cybercrime.

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Offered by��ǿմ�ý France

Cyber Insurance |��Mid-sized businesses

Our��cyber insurance provides coverage against self-inflicted or third-party damages, crisis consulting, and risk management for mid-sized companies.

Entertainment Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Production Insurance

Whether you need entertainment insurance for a film, TV show, whether for theatrical release or for streaming, we cover all elements required to bring the project to life.

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Offered by �ǿմ�ý France

Events Insurance

We provide coverage (e.g. cancellation, mobile equipment, event liability, group personal accident) for different kinds of events (corporate, sport or live events).

Financial Lines Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Directors & Officers (D&O)��Insurance | Large businesses

Our D&O insurance shields company managers of large companies from claims and reimburses the insured company for settlements paid on behalf of managers.

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Offered by��ǿմ�ý France

Directors & Officers (D&O)��Insurance | Mid-sized businesses

We protect managers, supervisory board members, and executives of mid-sized companies from claims by their own company as well as from third parties.

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Financial Institutions Insurance

We provide a strong product offering for financial institutions via a suite of products, either with stand-alone coverage or on a blended basis.

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Fine Art Insurance

Offered by �ǿմ�ý France

Art Insurance

Fire, theft, breakage and depreciation cover for works of art or works of significant historical interest, including works on temporary display abroad.

Fleet

Offered by �ǿմ�ý France

Fleet Insurance

Cars, commercial vehicles, construction machines, trucks: Cover all your vehicles with a single policy.

Offered by �ǿմ�ý France

Private Vehicle Insurance for professional use

Extend cover to your employees' personal vehicles when they are occasionally used for company business.

Liability Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

General Liability Insurance |��Large businesses

We offer a range of general and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.

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Offered by �ǿմ�ý France

General Liability Insurance |��Mid-sized businesses

Any business activity involves the civil liability of the company. There are many different situations and different solutions to protect your business and assets in all circumstances.

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Environmental Liability Insurance |��Large businesses

We offer a range of general and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.

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Offered by��ǿմ�ý France

Environmental Liability Insurance | Mid-sized businesses

Limit the financial impact of environmental risks. Environmental liability insurance covers the cost of repairing any damage caused or suffered.

Marine & Transportation Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Marine Hull and Liability Insurance

Hull and machinery coverage for all types of blue- and brown-water shipping, plus shipyards and building risks, as well for mega yachts, yachts and pleasure craft.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Marine Cargo Insurance

Comprehensive insurance for all stages of the distribution chain, including goods in transit, storage risks, global programs and project cargo for specialist shipments.

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Offered by��ǿմ�ý France

Cargo and Transport Liability Insurance for SMC

Our range of transport insurance solutions are tailored to the needs of small and medium sized businesses, whether they transport their own material and goods or they are part of the transportation value chain as carrier or as freight forwarder.

Natural Resources & Construction Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Natural Resources & Construction Insurance |��Large businesses

We cover diverse engineering sectors, including power, utilities, and transportation. We also provide solutions for complex energy challenges and renewables/green energy.

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Offered by��ǿմ�ý France

Construction Insurance | Mid-sized businesses

We cover diverse damage during construction and offer liability and essential guarantees.

Offered by��ǿմ�ý France

Renewables Insurance | Mid-sized businesses

Cover for damage to property and equipment in use as a result of fire, power surges, breakdown, theft or storm.

Property Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Property Insurance | Large businesses

We specialize in providing property damage and business interruption insurance to large international companies, leveraging our global network to address all risk portfolios.

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Offered by �ǿմ�ý France

Property Insurance | Mid-sized businesses

Insure your property and business premises to ensure the long-term future of your business.

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Political Violence and Terrorism Insurance

We offer crisis management solutions, providing innovative assistance in handling various crisis scenarios such as terrorism, political violence, and hostile environments.

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Offered by��ǿմ�ý France

Machinery breakdown | Mid-sized businesses

Covers breakage, accidental destruction of machinery and consequential operating losses, including during assembly/disassembly and removal.

Wine & Spirits Industry

Offered by��ǿմ�ý France

Wine & Spirits Industry Insurance

A comprehensive range of products and services tailored to the needs of the wine and spirits industry.

Discover our services

�ǿմ�ý Multinational

Captive Fronting

Crisis Management

Risk Consulting

Contact us

Small- and mid-sized businesses

Large businesses

Email us

Trade credit insurance and surety bonds

�ǿմ�ý Commercial is part of one of the world's strongest financial services groups and the . When you partner with us, you partner with �ǿմ�ý Group — and its sister companies.

Through �ǿմ�ý Trade, we offer a comprehensive range of solutions for managing commercial credits between companies. �ǿմ�ý Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, debt collection, fraud insurance, structured trade credit and political risk.

�ǿմ�ý Trade gives companies the confidence to trade, and be paid: They compensate your company in the event of a bad debt, but more importantly, they help you avoid bad debts in the first place.

Whenever �ǿմ�ý Trade provides trade credit insurance, surety bonds or other finance solutions, the priority is on predictive protection. Its international surveillance network monitors and analyzes the financial stability of 83 million companies across all sectors in 160+ countries. And when the unexpected happens, their AA credit rating (Standard and Poor’s) means they have the resources to provide compensation to maintain your business.

Meet the Management team

Patrick Thiels

Commercial��Managing Director for France

Fréderic Baccelli

Deputy Commercial Managing Director for France, Head of �ǿմ�ý France MidCorp

+33-158-850-689 Email

Sarah Delhelle

Head of Distribution France

Further information

�ǿմ�ý Global Corporate & Specialty SE

Insurance Product Information

Customer complaints (FR)

Complaints regarding human rights

Protection of personal data (FR)

gender equity index (fr)

Local �ǿմ�ý websites

Expert Risk Article

Risk challenges for shipping

Navigating troubled waters: How war, climate change, and technological threats are reshaping global shipping in 2024.

Global I Press release

New Global Head of Marine

�ǿմ�ý Commercial appointed Rich Soja as Global Head of Marine, effective immediately.

Report

Political violence and civil unrest trends 2024

The new report by �ǿմ�ý Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Global press release

Super election year increases risks of political violence

In their latest report, �ǿմ�ý Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Expert Risk Article

Baltimore bridge collapse and shipping safety

In this Q&A �ǿմ�ý Commercial Global Head of Marine Risk Consulting, Captain Rahul Khanna, addresses the recent Baltimore bridge collapse.

Expert risk article

Law firms and the ESG challenge

In this article we explore some of the risks involved with ESG, the potential legal liabilities associated with them, and mitigation.

Emerging Risk Trend Talk

Mass timber is critical to decarbonize the construction sector

Even if the material has many advantages, there are still risks such as fire, floods or earthquakes, that need to be mitigated.

Global I Press release

A cyber event is the top global business risk

�ǿմ�ý Commercial publishes the 13th annual survey of key business risks around the world, according to 3000+ respondents.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Cyber incidents

Cyber incidents is the top global risk in the �ǿմ�ý Risk Barometer – for the first time by a clear margin (36% of responses, 5 percentage points ahead).

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Natural catastrophes

In a sign that companies are feeling the impact of extreme weather and climate events, natural catastrophes rank #3, up three positions on last year.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Business interruption

Business interruption (31%) retains its position as the second biggest threat in the 2024 survey.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Climate change

Climate change (18%) may be a non-mover year-on year at #7, but this risk’s importance is clearly also reflected in natural catastrophes’ rise in the rankings.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Fire, explosion

Ranking #6 overall, fire, explosion (19%), up from #9 in 2023, is a significant peril for companies and global supply chains.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Top risks for smaller and mid-size companies

Whether cyber-attack or flood, loss events tend to hit smaller and mid-size companies much harder, with longer periods of disruption.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Market developments

Protectionism is one of three paradigm shifts identified as being behind market developments (13%) rising to #9.

Top 3 risks in France in 2024

1.��Cyber incidents (44%) - 2023 rank: 1 (40%)

2. Business interruption (40%) - 2023 rank: 2 (32%)

3. Fire, explosion (25%) - 2023 rank: 7 (20%)

Download the �ǿմ�ý Risk Barometer

Our head office

Paris

Tour �ǿմ�ý One
Esplanade Sud – Quartier Michelet
1 Cours Michelet
92800 Puteaux
France

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