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Natural Resources and Construction Insurance

ǿմý Commercial specializes in providing comprehensive and customized insurance and inspection products, services and solutions for companies in the energy and construction industries.Our experienced risk consulting, claims and underwriting teams have a wealth of technical excellence in managing engineering and energy risks around the world. Our solutions are flexible and tailored to meet the unique needs of each client.

We are well equipped to meet the most demanding challenges in the energy insurance landscape and are actively addressing climate change across all segments. In particular, we are focused on expanding our presence in renewable energy and green technologies, as well as contributing to the emerging global hydrogen economy.

From mid-sized contractors, to single engineering projects, to the most challenging construction projects, we provide comprehensive insurance and inspection solutions during both the construction and operational phases.

ǿմý Commercial will consider every risk on its own merit.Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions.The products, services and insurance coverage described on this page may not be available in all locations. This is for your general information only. The types of insurance structure may differ from place to place.
  • EAR/CAR - Course of Construction
  • Single Projects, Annual Policies/Open Covers including TPL, CPE, DSU
  • CECR / Operational Infrastructures (combined with CAR)
  • Inherent Defect Insurance (combined with CAR)
  • Inherent Defect Insurance
EAR/CAR - Course of Construction
  • Annual Policies / Open Covers (Contractors, Owners / Principals)
  • Civil Engineering projects
  • Buildings
  • Manufacturing plants (all industries)
  • Oil & Gas (excluding Oil Sands)
  • Mine development (excluding
    thermal coal)
  • Utilities
  • Conventional Power (excluding coal)
  • Renewable energy (Onshore Wind, PV, Hydrogen)
CECR
  • Civil Engineering structures

IDI

  • Commercial IDI
  • Coverages
  • High Nat Cat areas (single risks and accumulation with open covers)
  • High DSU exposures
  • Unproven technologies
  • Occupancies
  • Waste to Energy
  • Biomass
  • Hydro Power
  • Underground mine development
  • Timber / Wood frame construction
  • EAR/CAR - Course of Construction
  • Coal
  • Oil Sands
  • Geothermal power plants
  • Solar Thermal power plants
  • IDI
  • Residential IDI
  • Offshore Energy
  • Construction and Operational PD/BI/DSU
  • Onshore Energy
  • Operational PD/BI
  • Offshore Energy
  • Oil and Gas E&P assets
  • FPSOs
  • Offshore Wind
  • Onshore Energy
  • Refining and Petrochemical assets
  • LNG processing
  • Chemical Fertiliser Plants
  • Renewables: Wind, Solar PV, Hydrogen, Hydro, Carbon Capture
  • Conventional Power Plants
  • Mining
  • Thermal Coal
  • Mine Tailings Dams
  • Underground Mining
  • Tar Sands
  • Waste to Energy
  • Geothermal
  • Solar Thermal
  • Stand-alone fracking
  • Stand-alone drilling and land-rigs
The ǿմý Commercial approach has now been introduced in the first markets (Australia,France,GermanyandUnited Kingdom). With a globally consistent underwriting and product approach, a strong local delivery through one team, a wider risk appetite and a seamless delivery, ǿմý Commercial plays the full Commercial market.This approach will be further implemented across other markets globally in the coming months.
We offer comprehensive solutions for Australia based construction businesses and for single construction or engineering projects, traded via our specialist regional hubs.
Insurance and inspection solutions for Australian based commercial operators of renewable power installations including; solar, wind, hydro and battery, both during construction and whilst operational.
Offered by
ǿմý France
We cover diverse damage during construction and offer liability and essential guarantees.
Offered by
ǿմý France
Cover for damage to property and equipment in use as a result of fire, power surges, breakdown, theft or storm.
Offered by ǿմý Global
Corporate & Specialty SE (AGCS)
We cover diverse engineering sectors, including power, utilities, and transportation. We also provide solutions for complex energy challenges and renewables/green energy.
Offered by ǿմý ESA
Our construction performance insurance protects you against financial losses due to unforeseen damage (e.g. vandalism, storm, hail, flooding) during the construction project.
Offered by ǿմý ESA
  • We insure against unforeseen damage or destruction, e.g. due to operating errors, clumsiness or intent on the part of third parties, due to faulty design, materials or workmanship, as well as insured external property damage.
Offered by ǿմý ESA
Our electronics insurance protects your electronic systems and equipment and helps you get back to day-to-day business quickly after failures.
Offered by ǿմý ESA
  • With our machinery insurance, you protect your stationary machines and mechanical equipment or your mobile or transportable machines and equipment against almost all dangers and risks.
Offered by ǿմý ESA
  • Our installation insurance comprehensively protects your company against costs arising from damage that may occur during the installation period and subsequent trial operation at the installation object.
Offered by ǿմý ESA
Our photovoltaic insurance comprehensively protects your ready-to-operate system including all components against many property damages and risks. This includes, for example, fire, lightning, hail damage, theft or animal browsing.
Offered by
ǿմý Insurance plc
We offer specialist insurance and inspection products to protect plant and machinery owned or leased by UK based mid-corporate businesses, traded via our specialist regional hubs.
Offered by
ǿմý Insurance plc
We offer comprehensive solutions for UK based mid-corporate construction businesses and for single construction or engineering projects, traded via our specialist regional hubs.
Offered by
ǿմý Insurance plc
Insurance and inspection solutions for UK based mid-corporate commercial operators of renewable power installations including; solar, wind, hydro and short term operational reserve installations (STOR), both during construction and whilst operational.
  1. Business interruption(39%) - 2022 rank: 1 (43%)
  2. Natural catastrophes (34%) -2022 rank: 2 (42%)
  3. Energy crisis (24%) - NEW