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The NBCR Terror act from 1^st of July 2019 covers losses as a result of a NBCR terror.ÌýThis means that the Danish State will cover a terror attack in Denmark with NBCR weapons for all policyholders with an insurance covering fire. This coverage will now be excluded from ÐÇ¿Õ´«Ã½ Global Corporate & Specialty insurance in Denmark.ÌýThe NBCR Terror act covers damages on property, vehicles, vessels, Business Interruption and polluted land caused by a NBCR terror attack - it is a condition that there is an insurance with fire coverage.ÌýThere is no premium to be paid until after a NBCR terror attack.Ìý

If an attack happens

It is ‘TerrorforsikringsrÃ¥det’ that assesses and decides whether an attack will be categorized as a NBCR terror attack.ÌýIn case of a NBCR attack and you have a loss and an insurance with fire coverage with ÐÇ¿Õ´«Ã½ Commercial you will have to claim your loss to ÐÇ¿Õ´«Ã½ Commercial who will handle the claim on behalf of ‘TerrorforsikringsrÃ¥det’.ÌýThe Danish State guarantees a pool of up to DKK 13,4bn (2010-level) for payments for the claimant(s). The pool is to be seen as a ‘loan’ as all policies with fire coverage after an Terror NBCR attack will be impacted by a 5% statutory levy to be added to future premiums - but only until the ‘NBCR pool’ is filled up.

NBCR Terror is the International abbreviation for Nuclear, Biological, Chemical, and Radiological Terror.

For more information about the NBCR actÌýfollow Ìýor click Ìýfor the trade organization Forsikring & Pension.

It is our aim to provide the highest possible standard of service. If, for any reason, you are not satisfied with the service you receive from us you should contact the intermediary who arranged your insurance.ÌýAlternatively, you may contact us in writing at:

Margaretha Mo, Authorized Agent for Denmark and Sweden

ÐÇ¿Õ´«Ã½ Global Corporate & Specialty SE
Norrlandsgatan 16
111 43 Stockholm
Sweden

Please quote policy details in any correspondence.Ìý